Working Capital

Explanation: Working capital is the difference between a company’s current assets and current liabilities. It is a measure of a company’s short-term liquidity and operational efficiency. Positive working capital indicates that a company can cover its short-term liabilities with its short-term assets, while negative working capital suggests potential liquidity problems.

Example: A company has current assets of $500,000 and current liabilities of $300,000. Its working capital is $200,000 ($500,000 – $300,000), indicating good short-term financial health.

Reference Link: For more information on working capital, visit Investopedia’s Working Capital.

FAQs:

  1. Why is working capital important?
    • It measures a company’s ability to meet short-term obligations and fund day-to-day operations.
  2. How can a company improve its working capital?
    • By increasing current assets or decreasing current liabilities through efficient inventory management, receivables collection, and payables management.
  3. What is the working capital ratio?
    • The working capital ratio, or current ratio, is calculated by dividing current assets by current liabilities.
  4. Can working capital be negative?
    • Yes, negative working capital indicates that current liabilities exceed current assets, potentially leading to liquidity issues.
  5. How does working capital affect cash flow?
    • Effective working capital management ensures sufficient cash flow to meet short-term obligations and invest in growth opportunities.